KYC (Know Your Customer)

A regulatory compliance process requiring businesses to verify the identity of their customers before or during the onboarding process, used across iGaming, Forex, and financial services.

What it means in practice

KYC (Know Your Customer) is an identity verification process required by regulators including gambling commissions and financial authorities. It involves document checks such as government-issued ID, proof of address, and in some cases source of funds verification. KYC applies to end customers during onboarding and sometimes to affiliates themselves as part of program compliance. Proper KYC processes are a front-line defense against affiliate fraud and fraudulent account creation.

KYC has a direct impact on affiliate program economics. KYC completion is often configured as a qualification rule that must be met before an affiliate earns commission - for example, a CPA payout only triggers after the referred user passes KYC verification. This protects operators from paying commissions on fraudulent, duplicate, or synthetic accounts. Connecting KYC status to FTD qualification ensures that only verified, real users count toward affiliate earnings.

Operators face a balancing act between compliance rigor and conversion performance. Strict KYC requirements can reduce conversion rates when users abandon the verification process, which negatively impacts affiliate EPC. The key is finding the right point in the user journey to trigger KYC - early enough to prevent fraud but late enough to avoid losing legitimate conversions. Thorough KYC also reduces chargeback risk by confirming the identity of depositing customers before funds are accepted.

How KYC (Know Your Customer) works across industries

See how kyc (know your customer) is applied in the verticals Track360 supports, from qualification logic and payout structure to the operational context behind each model.

iGaming

KYC (Know Your Customer) in iGaming affiliate programs

MGA, UKGC, and other regulators mandate KYC before withdrawal (and sometimes before deposit). Operators often allow play with pending KYC but block withdrawals, creating a post-deposit verification step that can delay affiliate commission qualification.
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Forex

KYC (Know Your Customer) in Forex partner and IB models

Strict KYC is required before account funding by FCA, CySEC, ASIC, and other regulators. Brokers must verify identity, address, and sometimes source of funds. IB programs ([introducing broker](/glossary/introducing-broker)) typically require commission qualification only after full KYC completion.
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Prop Trading

KYC (Know Your Customer) in prop trading acquisition flows

KYC requirements vary as prop firms face lighter regulation. Most firms verify identity before funding a live account but may allow challenge participation with minimal checks. As regulation increases, KYC integration into affiliate qualification flows is becoming standard.
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How Track360 handles this

Track360 integrates KYC status as a qualification condition for commission approval, ensuring affiliates are only paid for fully verified conversions. Operators can configure different KYC requirements per brand, geo, and regulatory jurisdiction.

FAQ

Frequently Asked Questions

Common questions about kyc (know your customer), how it works in affiliate programs, and where it shows up across Track360's supported verticals.

KYC ensures that referred users are real, unique individuals - not fraudulent or duplicate accounts. By tying commission qualification to KYC completion, operators prevent paying affiliates for fake conversions and reduce the risk of bonus abuse and multi-accounting.

Related Terms

Fraud & Compliance

Qualification Rules

iGamingForexProp Trading
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Qualification rules are the conditions a referred customer must meet before the affiliate earns a commission, such as minimum deposit amounts, wagering requirements, or identity verification.

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Fraud & Compliance

Affiliate Fraud

iGamingForexProp Trading
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Affiliate fraud is the deliberate manipulation of affiliate tracking, attribution, or conversion data to earn commissions that were not legitimately generated.

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iGaming

FTD (First Time Deposit)

iGamingForex
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FTD is the first successful deposit made by a newly referred user. In iGaming and some broker programs, it is one of the most common qualification events used for CPA payouts and partner reporting.

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Fraud & Compliance

Chargeback

iGamingForexProp Trading
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A chargeback is a forced transaction reversal initiated by a customer's bank or payment provider, which can claw back revenue and reverse affiliate commissions already paid.

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Tracking & Attribution

EPC (Earnings Per Click)

iGamingForexProp Trading
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A performance metric that measures the average earnings generated per click on an affiliate link, used to evaluate the profitability of affiliate traffic.

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General

Affiliate Program

iGamingForexProp Trading
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A structured partnership where a business rewards external partners (affiliates) for driving traffic, leads, or conversions through tracked referral activity.

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Fraud & Compliance

Affiliate Agreement

iGamingForexProp TradingOnline CasinoSportsbookSweepstakes
Read Definition

An affiliate agreement is the legal contract between an operator and affiliate that defines commission terms, obligations, restrictions, and termination clauses.

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Fraud & Compliance

Regulatory Compliance

iGamingForexProp TradingOnline CasinoSportsbookSweepstakes
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Regulatory compliance is the adherence to laws, licensing requirements, and industry standards that govern how affiliate programs and operators conduct business.

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From the Blog

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